Payment gateway

Our fully PCI-compliant, integrated and secure payment gateway plus our proven fraud protection measures ensure your uncompromisable safety. eMerchantPay™ delivers more than what any online merchant would expect of an Internet payment processor. We draw strength in real time data stream management, which allows us to validate and authenticate data prior to forwarding it to our network of acquirers. We also have custom systems to catch, combat and block fraudulent transactions. Our Risk Check Module is an advanced fraud management tool that automatically checks the geographical source of each IP address that is processed by the system. It also does a country match for the Bank Identification Number. AVS or real-time address verification check is still another part of our customer protection processes. On top of that, we run a firewalled and encrypted backend negative database that is continually updated.

While the technologically savvy may find all these a wonder, for our merchants they simply translate to less chargebacks and refunds.

To ensure that eMerchantPay™'s payment gateway is a secure and a reliable environment:

  • All data streams managed and directed in real time
  • All transaction data validated and authenticated prior to forwarding to the acquirer
  • 128-bit Secure Socket Layer (SSL) data encryption key
  • Risk Check Module to catch, combat and block fraudulent transactions
  • Extensive negative database continually updated (currently greater than 500,000 entries)
  • Firewalled and encrypted database
  • Complete back office accounting module
  • Regularly audited by external experts to ensure gateway security
  • Geographical IP address location check
  • Issuing bank BIN Number country match
  • Real-time Address Verification Check (AVS)

Plus, each merchant has a dedicated account set up on the gateway which allows merchants to build a unique profile based on their business category and requirements. Our payment gateway is equipped with real-time account management tools which include functions for transaction monitoring, transaction search, manual refund processing, transaction reporting and billing statement generation.

Copyright - eMerchantPay™ Worldwide acceptance of: Visa and MasterCard